Your exclusive gateway to extraordinary
ACA-Qualified and ERISA-Compliant
Partially Self-Funded Health Care Plans

Small Business Agency Cooperative, Inc. (SB/A CoOp),  offers solopreneurs and 1099 self-employed contractors access to the same great features and benefits that larger employer groups are accustomed to.

Under the compliance guidelines of ERISA, SB/A CoOp accommodates 1099 and W2 groups of one or two into the SB/A Core Health and Freedom ICON health care plans. Independent Affiliate Members of the SB/A CoOp Inc., may acquire Membership as a 1099 contractor or W2 employer upon completing the appropriate SB/A CoOp membership, Affiliate Agreement, and W9.

Those without a current 1099 or W2 affiliation, may register for Advanced Cyber Security and its ACS CyberIDLock program as an affiliate to meet compliance requirements.

Affordable and robust, the ACA-qualified, ERISA-compliant group health care plans contain comprehensive benefits that will keep you and your family safe and confident. Manage your health care costs the same as large employer groups do with innovative cutting-edge health care solutions from SB/A CoOp.

• “SB/A Core Health Plans” provide coverage with annual maximums that reset each anniversary. Affordable Care Act qualified, ACA guides plans to contain the Essential Health Benefits of HHS.
• “Freedom ICON Plans” cover primary, specialist, and emergency care services, generic prescriptions, Inpatient and Outpatient surgeries, and professional services. Freedom ICON utilizes Teledoc Health telemedicine and co-pays to maximize savings.
• The SB/A MEC plan (Minimum Essential Coverage) primarily covers preventative and wellness screenings as designated by the Affordable Care Act. MEC plans create opportunities to stay on top of personal health before it might become an issue.

The Independent Affiliate enrollment packet documents can be accessed on this website or by calling us at (888) 857-2667 to assist in enrollment or to answer questions. Those utilizing the Advanced Cyber Security path to acquire 1099 status will incur a nominal $16/month program cost.

Inside the Affiliate packet will be Affiliate Agreement forms plus the enrollment application with health care selection options.

To review these plans, look for “Health Care Plans” on the left side menu bar, select the plan you wish to review, and download brochures if desired.

We are honored to be a part of your success and look forward to continuing to serve you.